Trying to figure out everything you need to know to compare Medicare Supplements vs Medicare Advantage plans?  Medicare Supplements and Medicare Advantage plans can be very confusing and most of the time we head to the internet for answers. Well, guess what: For an advisor Medicare Supplements vs Medicare Advantage plans are fairly easy to […]

What Can Cause My Medicare Supplement Rate Increase? There are several factors that influence a Medicare Supplement rate increase.  Let’s look at just a few of those factors:   Why do so many retirees end up paying more for their Medicare Supplement plan than they have to? Most retirees believe that they cannot qualify for […]

Medicare Part B Premium For High Earners The Medicare Part B premium costs more for high income earners, and is known as the Medicare Income Related Monthly Adjustment Amount (IRMAA).  These individuals or couples will pay a higher premium each month for their Part B of Medicare due their adjusted gross income being higher than […]

Changes to Medicare Part D Plans Medicare Part D Prescription Plan news.  Look for changes to Medicare Part D Prescription Drug Plans over the next few years. Big news for retirees when it comes to a provision passed in the Inflation Reduction Act of 2022.  Medicare beneficiaries will now have a cap on the maximum […]

Today we are going to quickly discuss whether or not you have to enroll in a Medicare Part D Prescription Drug Plan.  While the answer to this question is easy to answer, there is a big reason why you might just not want to go along with it. Do I have to enroll in a […]

Have you heard the big news that there is going to be a large Social Security Increase (COLA) in 2023? It is estimated that it could come in around 10.5% due to rising inflation. What does this mean for the average retiree? The average retired worker receives about $1,665.00 each month.  If the full 10.5% […]

Heartland National Medicare Supplement Plan Review With all the Medicare Supplement insurance offers you receive as you near the age of 65, the hope is that you can pick one that you can count on and trust.   We understand your frustration! Heartland National Medicare Supplement Plans is one of the top 10 Medicare Supplement Insurance […]

Beyond Basic Medicare: Top-Tier Dental Insurance For Seniors After retiring and going on Medicare, many seniors are shocked to find out that traditional Medicare does not cover routine dental expenses.  Thankfully, you will read about some popular dental insurance plans tailored for seniors that are available to address this need. These plans ensure your teeth […]

Don’t panic, you still have about 3 months left before we enter the Medicare Annual Election Period.  How will you know it is getting closer?  Well, you will see an increase of Joe Namath and Jimmie Walker telling you all about the benefits you could be getting from Medicare.  Don’t worry, in one of the […]

What is a Medicare Flex Card? If you have spent any time in front of the television, you have likely seen a commercial or two about a Medicare Flex Card.  While you might not remember the actual term being used, you likely do remember the advertisement of getting around $2,800 pre-loaded on a ‘debit’ type […]