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The Basics

What is Medicare & How Do I Get Started

Senior Benefit Services is a leader in providing plans designed for today’s retirees and those about to retire. But more than that, we’re focused on understanding your needs and helping you find the right Medicare Supplemental or Medicare Advantage coverage at the best price. Medicare is confusing, but our goal is to Make Medicare Easy.

  • What is Medicare?

    The program was established in 1965 as a federal government program that offers health insurance if you are 65 or older, under 65 and received Social Security Disability Insurance or people who are under the age of 65 and have End-Stage-Renal Disease, also known as ESRD.

    A federal agency, known as CMS or (Centers for Medicare & Medicaid Services is who is responsible for running the program.

    Program benefits are being funded by Social Security and Medicare taxes that you pay on your income, from premiums that people pay who have Medicare and as part of the budget of the federal government.

  • Am I Eligible for Medicare?

    The program was established in 1965 as a federal government program that offers health insurance if you are 65 or older, under 65 and received Social Security Disability Insurance or people who are under the age of 65 and have End-Stage-Renal Disease, also known as ESRD.

  • Medicare Part A & B?

    The first part is Part A, which is your hospital insurance.

    Your hospital insurance will cover things like the cost of hospice, home health care, skilled nursing facility stays or even semi-private room for stays. Part A will also cover blood transfusions requiring more than 3 pints of blood.

    The next part of Medicare is going to be Part B, this part is responsible for your doctor’s visits.

    It is going to mainly be used for outpatient services that are considered to be medically necessary.

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    Testimonials

    What Our Customers
    Say About Us

    • Glenn Weigle avatarGlenn Weigle

      Trying to understand all of the complexities of Medicare is a dauting task. Christal, with her 28 years of experience, boiled things down for me and made it easy to select the right plan for me. She t...
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      Mar 2024
    • Wanda Baldwin avatarWanda Baldwin

      Made medicare easy to sign up with and they were wonderful to work with.
      Mar 2024
    • John Ortiz avatarJohn Ortiz

      Made it so easy. I should have used them ten years ago. Don't wait.
      Feb 2024
    • Mary Gray avatarMary Gray

      I have been in Health Care for 50 years, was dreading the process of changing from Employee Based Health Insurance, to Medicare. This company was incredibly helpful and made the process easy. Could no...
      Read More
      Jan 2024
    • Michael Ritter avatarMichael Ritter

      I really appreciate Kachele's professionalism in assisting me with completing the medicare enrollment process. This process can be very stressful and Kachele's efforts went a long way to minimize the...
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      Dec 2023
    • happy jack avatarhappy jack

      Great experience … Senior Benefits (Kayla C. - Thurmont office) was a big help to me in deciding on what exact Medicare plan to go with. Thanks !!
      Dec 2023
    • Robert Schneider avatarRobert Schneider

      I'd like to give my highest recommendation to this company and their superb representative Kachele Aleshire. I was in search of a new Medigap policy because mine had become too expensive and she did...
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      Dec 2023
    • Wayne Moser avatarWayne Moser

      Nov 2023
    • Kathy Kurtz avatarKathy Kurtz

      We used Senior Benefit Services to help my husband choose a medicare supplement. Great service, friendly, knowledgeable agent.
      Nov 2023
    • Karen Jeffries avatarKaren Jeffries

      Andy T. was very helpful as well as very knowledgeable!
      Nov 2023