Medicare Advantage and Diabetes Are you a diabetic who is turning 65 and going onto Medicare? You may want to rethink getting a Medicare Advantage plan. A recent study found that Medicare beneficiaries who were enrolled in a Medicare Advantage plan were more likely to receive older generic diabetes medications rather than newer and more […]

There are many factors to consider when choosing a Medicare Supplement.  There are many plans available (most popularly Plan F and Plan G) and there is no such thing as one plan fits all approach.  In addition to Medicare Supplement plans there are Medicare Advantage plans that may or may not fit a retiree’s needs. […]

Medicare cost for 2024? Once again, as in previous years, this is one of the biggest questions that Medicare beneficiaries ask us. Each year your basic costs change due to increases in Part B premium, deductibles, and co-insurance. To see the current Medicare cost for 2024 please refer to the image below. Have questions? Call […]

What factors influence Medicare Supplement Plan costs?  It’s a question that we hear often, and we think that even medical providers do, too. At least, that’s what we’re hearing, in an age where figuring out your own health coverage is often even more difficult than ever.  Seniors are simply asking how much Medicare Supplement Plans […]

What’s involved in seeking a long term care insurance policy? Many people, as they move toward Medicare age, still don’t understand why this type of insurance would be important.  In fact many Medicare beneficiaries are quite shocked to find out that Medicare does not provide benefits for custodial or even intermediate care in a nursing […]

When we are in our very young years, we have the notion that we are invincible.  As we age, it becomes quite clear that we are not.  Once we are approaching our golden years it is imperative to understand how frequent doctor visits can benefit senior citizens. As you reach retirement age, several changes will […]

So the big debate and discussion is Medicare Advantage vs Medicare Supplement…and which is better. Years ago senior citizens had to make a simple choice as to whether they wanted to have just Medicare Parts A & B alone or have those parts of Medicare and purchase a Medicare Supplement to go along with it.  […]

Often, people dream about how they will spend their retirement and never stop to consider the intricacies involved in living after leaving a career. As you are approaching retirement, you must plan for demands that may be placed on your budget. Unwelcome surprises are simply part of the realities of life, but these challenges can […]

Maryland Medicare Supplemental Plans give retirees the most flexibility when it comes to seeing providers.  Should you consider a Medicare Supplement plan if you live in Maryland or any other state?  As a retiree, you want the peace of mind that you’re getting the best insurance coverage that aligns with your personal needs. You might […]

Finding the best Medicare plan can seem not only daunting but quite overwhelming. Do you enroll in traditional Medicare with a Medicare Supplement or enroll in Medicare, but go with a Medicare Advantage plan? If you are approaching the time to enroll in or already on Medicare, the process of choosing the right plan can […]