When there is an emergency, the last thing you need to be worrying about is “Does Medicare cover your ambulance ride, ER visit, and hospital bed.” Here’s the great thing, understanding whether they are covered is pretty easy once explained. Together we will look at when and when not Medicare covers ambulance rides, ER visits, […]

Trying to decide ​which company to purchase your Medicare Supplement Plan ​through can be confusing and stressful.   But, it doesn’t need to be: ​Figuring out the best Medigap company for you will come down to your age, health, budget, and financial strength of the company. In this post today, I will go over why ​Transamerica is the […]

If you or a loved one is terminally ill, the last thing you want to worry about is how you are going to cover the costs.  So, does Medicare cover hospice care? Fortunately, Medicare provides coverage for the cost of Hospice care, limited Respite Care, and Palliative Care.    While there are some stipulations and […]

Figuring out what medicare covers can be a bit overwhelming and trying to find the correct information about each benefit can be confusing. But did you know: Figuring out everything that is covered is the best way to determine if you need additional coverage. In this post today, I am going to go over all […]

There is a lot of confusion surrounding Medicare Supplement Plan F that has many policyholders pretty antsy.  Most have questions such as Is Medicare Plan F Still Available?  Can I Still Get Plan F?  So what are your options? But there is no need to worry because if you are currently enrolled in Plan F, […]

Which Is Cheaper… Home Health Care or Nursing Home? This is one of the most common questions that we get each year when clients are trying to decide whether to purchase long term care insurance, nursing home only coverage, or home health care only coverage.  Most would immediately assume that home health care would be […]

Medicare scams cost Seniors in the U.S. million dollars each year.  Here are some tips to help you avoid Medicare and other scams from the National Council of Aging But, it doesn’t have to happen to you if you are prepared! Failure to review the three most common Medicare Scams below could result in you […]

Protecting The Surviving Spouse What happens to the surviving spouse in retirement.  The majority of married couples count on two Social Security checks to cover a large portion of their monthly bills, but don’t think about what happens when one spouse passes away. When the first spouse passes, the surviving spouse now enters the financial […]

At this stage in your life you probably only need enough life insurance to cover your burial but figuring out what is the best burial insurance for seniors can be confusing. But, did you know that burial insurance, often called final expense insurance works exactly the same, no matter what company you choose. Today we […]