Trying to figure out everything you need to know to compare Medicare Supplements vs Medicare Advantage plans?  Medicare Supplements and Medicare Advantage plans can be very confusing and most of the time we head to the internet for answers. Well, guess what: For an advisor Medicare Supplements vs Medicare Advantage plans are fairly easy to […]

What Can Cause My Medicare Supplement Rate Increase? There are several factors that influence a Medicare Supplement rate increase.  Let’s look at just a few of those factors:   Why do so many retirees end up paying more for their Medicare Supplement plan than they have to? Most retirees believe that they cannot qualify for […]

Changes to Medicare Part D Plans Medicare Part D Prescription Plan news.  Look for changes to Medicare Part D Prescription Drug Plans over the next few years. Big news for retirees when it comes to a provision passed in the Inflation Reduction Act of 2022.  Medicare beneficiaries will now have a cap on the maximum […]

Today we are going to quickly discuss whether or not you have to enroll in a Medicare Part D Prescription Drug Plan.  While the answer to this question is easy to answer, there is a big reason why you might just not want to go along with it. Do I have to enroll in a […]

Have you heard the big news that there is going to be a large Social Security Increase (COLA) in 2023? It is estimated that it could come in around 10.5% due to rising inflation. What does this mean for the average retiree? The average retired worker receives about $1,665.00 each month.  If the full 10.5% […]

Heartland National Medicare Supplement Plan Review With all the Medicare Supplement insurance offers you receive as you near the age of 65, the hope is that you can pick one that you can count on and trust.   We understand your frustration! Heartland National Medicare Supplement Plans is one of the top 10 Medicare Supplement Insurance […]

What is a Medicare Flex Card? If you have spent any time in front of the television, you have likely seen a commercial or two about a Medicare Flex Card.  While you might not remember the actual term being used, you likely do remember the advertisement of getting around $2,800 pre-loaded on a ‘debit’ type […]

Medicare Advantage and Diabetes Are you a diabetic who is turning 65 and going onto Medicare? You may want to rethink getting a Medicare Advantage plan. A recent study found that Medicare beneficiaries who were enrolled in a Medicare Advantage plan were more likely to receive older generic diabetes medications rather than newer and more […]

There are many factors to consider when choosing a Medicare Supplement.  There are many plans available (most popularly Plan F and Plan G) and there is no such thing as one plan fits all approach.  In addition to Medicare Supplement plans there are Medicare Advantage plans that may or may not fit a retiree’s needs. […]

Medicare cost for 2024? Once again, as in previous years, this is one of the biggest questions that Medicare beneficiaries ask us. Each year your basic costs change due to increases in Part B premium, deductibles, and co-insurance. To see the current Medicare cost for 2024 please refer to the image below. Have questions? Call […]