Medicare Advantage

When Does Open Enrollment Begin? Open Enrollment begins on October 15th and ends on December 7th this year. What If I Am Covered By Medicare Advantage?  If you are covered by a Medicare Advantage plan, you will want to review any changes that might occur with the renewal for next year. Plans are required to […]

Choosing between Medicare Advantage and Original Medicare is one of the biggest Medicare decisions seniors in Maryland will ever make, and the cleanest way to understand the difference is to look at Medicare Supplement vs Medicare Advantage plans side by side before making any final decision. Once you understand how each option actually works, the […]

Medicare Advantage open enrollment Medicare Advantage open enrollment is a limited window that allows people who already have a Medicare Advantage plan to make a change. For seniors living in Hagerstown, this period is one of the most misunderstood parts of Medicare. This is not a time to shop every option under the sun. It […]

Open Enrollment for Medicare Advantage Plans Made Simple Open Enrollment for Medicare Advantage Plans should feel simple, predictable, and easy to understand. This window gives you the chance to make clean changes that protect your health and your wallet without any confusion. Key Takeaways What Open Enrollment for Medicare Advantage Means Open Enrollment for Medicare […]

Medicare Advantage Enrollment Made Simple Key Takeaways Know What You’ll Pay Out of Pocket Knowing your out-of-pocket costs is where peace of mind really begins. While many Medicare Advantage plans have low premiums, they work on a cost-sharing model. Look closely at: The MOOP is your safety net. It caps how much you could pay […]

Most people stare at plan comparison charts filled with copays, deductibles, and network restrictions, feeling completely lost.  They’re trying to predict their healthcare needs 12 months in advance. The good news? Once you understand how HMO and PPO plans actually work in practice, this choice becomes much clearer. I’m going to walk you through exactly […]

What they don’t realize is they’re missing critical local factors that could significantly impact their healthcare costs and access. I’m going to show you exactly how the Medicare Advantage system works in Maryland, and why having local expertise matters for making the right choice. Here’s what the big insurance companies don’t want you to know: […]

Which is Better Medicare Advantage or Medigap? These benefits include dental or vision, but may have network restrictions, while Medigap plans offer more flexibility to see any doctor who accepts Medicare with predictable coverage. A smart Medicare choice can give you better coverage than sticking with whatever lands in your mailbox. Let’s explore how you […]

Telehealth lets people see a doctor without leaving home. They can use a phone, computer, or tablet. Does Medicare cover Telehealth for these consultations? This is very helpful for older adults, especially those who have trouble traveling. Telehealth means talking to a doctor or nurse using a screen instead of going into an office. It’s […]