Have you heard the big news that there is going to be a large Social Security Increase (COLA) in 2023? It is estimated that it could come in around 10.5% due to rising inflation. What does this mean for the average retiree? The average retired worker receives about $1,665.00 each month.  If the full 10.5% […]

Heartland National Medicare Supplement Plan Review With all the Medicare Supplement insurance offers you receive as you near the age of 65, the hope is that you can pick one that you can count on and trust.   We understand your frustration! Heartland National Medicare Supplement Plans is one of the top 10 Medicare Supplement Insurance […]

Beyond Basic Medicare: Top-Tier Dental Insurance For Seniors After retiring and going on Medicare, many seniors are shocked to find out that traditional Medicare does not cover routine dental expenses.  Thankfully, you will read about some popular dental insurance plans tailored for seniors that are available to address this need. These plans ensure your teeth […]

Don’t panic, you still have about 3 months left before we enter the Medicare Annual Election Period.  How will you know it is getting closer?  Well, you will see an increase of Joe Namath and Jimmie Walker telling you all about the benefits you could be getting from Medicare.  Don’t worry, in one of the […]

What is a Medicare Flex Card? If you have spent any time in front of the television, you have likely seen a commercial or two about a Medicare Flex Card.  While you might not remember the actual term being used, you likely do remember the advertisement of getting around $2,800 pre-loaded on a ‘debit’ type […]

Medicare Advantage and Diabetes Are you a diabetic who is turning 65 and going onto Medicare? You may want to rethink getting a Medicare Advantage plan. A recent study found that Medicare beneficiaries who were enrolled in a Medicare Advantage plan were more likely to receive older generic diabetes medications rather than newer and more […]

There are many factors to consider when choosing a Medicare Supplement.  There are many plans available (most popularly Plan F and Plan G) and there is no such thing as one plan fits all approach.  In addition to Medicare Supplement plans there are Medicare Advantage plans that may or may not fit a retiree’s needs. […]

Medicare cost for 2024? Once again, as in previous years, this is one of the biggest questions that Medicare beneficiaries ask us. Each year your basic costs change due to increases in Part B premium, deductibles, and co-insurance. To see the current Medicare cost for 2024 please refer to the image below. Have questions? Call […]

What factors influence Medicare Supplement Plan costs?  It’s a question that we hear often, and we think that even medical providers do, too. At least, that’s what we’re hearing, in an age where figuring out your own health coverage is often even more difficult than ever.  Seniors are simply asking how much Medicare Supplement Plans […]

What’s involved in seeking a long term care insurance policy? Many people, as they move toward Medicare age, still don’t understand why this type of insurance would be important.  In fact many Medicare beneficiaries are quite shocked to find out that Medicare does not provide benefits for custodial or even intermediate care in a nursing […]