Finding out that Medicare Plan F was going away probably put you into an immediate state of worry. But, there isn’t a need to be: While the Medicare Plan F will be going away in 2020 for new to Medicare enrollees, that doesn’t mean it will end for those who already have it. In this […]

In 2015, congress discontinued Medicare supplement plans F and C for anyone eligible for Medicare Part A after January 1, 2020.  What then is your alternative to Medicare Plan F and C if you are going onto Medicare now? While this will not affect anyone who currently has a Plan F or C policy, it […]

Which Is Cheaper… Home Health Care or Nursing Home? This is one of the most common questions that we get each year when clients are trying to decide whether to purchase long term care insurance, nursing home only coverage, or home health care only coverage.  Most would immediately assume that home health care would be […]

Medicare scams cost Seniors in the U.S. million dollars each year.  Here are some tips to help you avoid Medicare and other scams from the National Council of Aging But, it doesn’t have to happen to you if you are prepared! Failure to review the three most common Medicare Scams below could result in you […]

When Does Open Enrollment Begin? Open Enrollment begins on October 15th and ends on December 7th this year. So what exactly should you be doing during the Open Enrollment Period (Medicare OEP)? What If I Am Covered By Medicare Advantage?  If you are covered by a Medicare Advantage plan, you will want to review any […]

Protecting The Surviving Spouse What happens to the surviving spouse in retirement.  The majority of married couples count on two Social Security checks to cover a large portion of their monthly bills, but don’t think about what happens when one spouse passes away. When the first spouse passes, the surviving spouse now enters the financial […]

At this stage in your life you probably only need enough life insurance to cover your burial but figuring out what is the best burial insurance for seniors can be confusing. But, did you know that burial insurance, often called final expense insurance works exactly the same, no matter what company you choose. Today we […]

One of the biggest obstacles that consumers face when it comes to long term care is the mental picture of where that care will take place. Most are quite shocked to find out that in many cases the care is provided at home. The only problem is that most people do not realize that the […]

As you get older and life insurance premiums increase the question of whether Senior Life Insurance Plans makes sense for you can be a bit murky. Here’s the great thing about Senior Life Insurance Plans… They work the same as traditional life insurance so if you have some familiarity with end of life insurance than […]

Whether you choose Medicare Advantage Plans one of the Medicare parts or Medicare Supplement Plans, sorting through the options can be very confusing and frustrating. Taking ten minutes to thoroughly read this article should help alleviate the confusion regarding Medicare Advantage aka Medicare Part C. We will review all of the Medicare Advantage Plans and […]