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When it comes to dental coverage, one of the major areas of concern for seniors on Medicare is whether or not Medicare will cover dental implants. As we age, we tend to face different types of health challenges, including dental issues. Many seniors struggle with the consequences of tooth loss and the problems that come with it. Dental implants are a popular and effective solution to replace missing teeth, but they can be expensive. If you are a retiree on Medicare and considering dental implants, you may wonder if your insurance covers the cost. In this blog post, we will answer some common questions about dental implants and Medicare coverage for seniors.

Does Medicare cover dental implant

Medicare and Dental Implants

Is it true that Medicare now pays for dental implants? Unfortunately, no. Original Medicare (Part A and Part B) does not cover routine dental care or dental implants. However, some Medicare Advantage plans (Part C) might offer dental benefits, including coverage for dental implants. To find out if your Medicare Advantage plan covers dental implants, check your plan summary of benefits or call your plan provider. Keep in mind that even if your plan covers dental implants, you might still have to pay a portion of the cost as a copayment, coinsurance, or deductible.

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Private Dental Insurance Plans

Some stand-alone dental insurance plans for seniors on Medicare actually provide benefits for dental implants. These benefits typically range anywhere from $1,000 – $5,000 per year. The cost for these plans are very affordable, but the pricing will be directly related to the amount of annual benefits the plan will pay out each year. In other words, the higher the annual maximum of benefits equates to a higher monthly plan premium.

Read more about Dental, Vision, and Hearing plans.

Frequently Asked Questions (FAQs)

Final Thoughts

In conclusion, original Medicare does not currently cover dental implants, but retirees can opt to purchase a stand-alone dental plan. While some Medicare Advantage plans offer dental benefits, they might not be enough for your individual needs. Call us today at (800)924-4727 to see how affordable dental coverage can be.

Dental Insurance for Seniors

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