Getting Help Enrolling in Medicare Advantage In Maryland Our team at Senior Benefit Services has been helping folks navigate Medicare for decades now, and we still hear the same question almost every day: “Where do I even start with this Medicare Advantage thing?” Key Takeaways When you’re turning 65 or retiring, the last thing you […]

Medicare Enrollment Deadlines Made Simple If you’re turning 65 or already on Medicare, you’ve probably heard warnings about “missing the deadline.” The truth is, Medicare deadlines can be confusing, and the penalties for missing them can last a lifetime. Key Takeaways That’s where Senior Benefit Services steps in. For more than 40 years, our advisors […]

Medigap Plan G may still be the smartest move for seniors Original Medicare has no annual out-of-pocket limit, meaning your costs could be unlimited without proper supplemental coverage. At Senior Benefit Services, we’ve helped thousands of seniors navigate these decisions with confidence, saving them both money and stress along the way. Key Takeaways The Real […]

It’s about getting coverage without the medical scrutiny that can leave you paying premium penalties until the day you die. If you’re in Maryland or Virginia, you have advantages most seniors don’t know exist. But first, let me show you exactly how this system works, and how to navigate it successfully. Key Takeaways Your 6-Month […]

Yes, you can definitely switch Medicare plans without losing coverage. However, you need to know the correct enrollment windows and follow the right process so you can avoid costly penalties. Key Takeaways:  If you’re concerned about changing Medicare plans without losing coverage, you’re not alone. Each year, thousands of seniors will make costly mistakes during […]

The 10 Medigap Plans on their own are confusing enough, let alone, add the unsolicited phone calls and importance of making the right MedSup choice and the whole experience can be stomach turning.    After doing just a little research, you will find that Medigap Plan F has been the    most popular plan, but it will cease to […]

What they don’t know is they’re about to walk into a financial situation that could drain everything they’ve built, unless they understand how Medicaid actually pays for long-term care. We’re going to show you exactly how Medicaid works in Maryland, how the payment system operates, and how to avoid the common mistakes people in real […]

Here’s what the insurance industry doesn’t want you to know: your Medicare coverage rules completely change based on which type you have. Most people have no clue which type they actually carry.  Why? Because she assumed “Medicare is Medicare” and never researched her options. There are two completely different Medicare options, and they operate by […]

Most people stare at plan comparison charts filled with copays, deductibles, and network restrictions, feeling completely lost.  They’re trying to predict their healthcare needs 12 months in advance. The good news? Once you understand how HMO and PPO plans actually work in practice, this choice becomes much clearer. I’m going to walk you through exactly […]

What they don’t realize is they’re missing critical local factors that could significantly impact their healthcare costs and access. I’m going to show you exactly how the Medicare Advantage system works in Maryland, and why having local expertise matters for making the right choice. Here’s what the big insurance companies don’t want you to know: […]