Medicare Drug Plan Enrollment Period The Medicare Drug Plan Enrollment Period determines when Maryland seniors can sign up for, change, or review their Medicare Part D coverage. This window matters because it protects your budget and helps you avoid costly surprises down the road. Medicare drug coverage can feel like a maze, especially when life […]

How to Avoid the Medicare Late Enrollment Penalty Avoiding the Medicare late enrollment penalty should feel simple and predictable, not stressful or confusing. This short guide shows you the clean path to stay penalty free and protect your wallet. Key Takeaways Why the Medicare Late Enrollment Penalty Exists The Medicare late enrollment penalty exists to […]

Open Enrollment for Medicare Advantage Plans Made Simple Open Enrollment for Medicare Advantage Plans should feel simple, predictable, and easy to understand. This window gives you the chance to make clean changes that protect your health and your wallet without any confusion. Key Takeaways What Open Enrollment for Medicare Advantage Means Open Enrollment for Medicare […]

Understanding Your Medicare Supplement Open Enrollment Period Your Medicare Supplement Open Enrollment Period is one of the most important windows you will ever have when choosing predictable, no-surprise Medicare coverage. Key Takeaways Your six month Medigap Open Enrollment Period starts the month your Medicare Part B begins. During this time, you can enroll in any […]

Medicare Advantage Enrollment Made Simple Key Takeaways Know What You’ll Pay Out of Pocket Knowing your out-of-pocket costs is where peace of mind really begins. While many Medicare Advantage plans have low premiums, they work on a cost-sharing model. Look closely at: The MOOP is your safety net. It caps how much you could pay […]

When Is Medicare Enrollment Period For MD, PA & WV? Most people approaching 65 make critical Medicare enrollment mistakes that cost them thousands in permanent penalties. After three decades helping seniors navigate Medicare, I’ve watched preventable errors follow retirees for life, and I’m here to make sure that doesn’t happen to you. Key Takeaways The […]

Medicare Advantage Open Enrollment Period In MD, PA & WV  The Annual Election Period runs October 15 through December 7 every year for everyone with Medicare, and the Medicare Advantage Open Enrollment Period runs January 1 through March 31 (but only if you’re already enrolled in a Medicare Advantage plan on January 1st).  Key Takeaways […]

Getting Help Enrolling in Medicare Advantage In Maryland Our team at Senior Benefit Services has been helping folks navigate Medicare for decades now, and we still hear the same question almost every day: “Where do I even start with this Medicare Advantage thing?” Key Takeaways When you’re turning 65 or retiring, the last thing you […]

Medicare Enrollment Deadlines Made Simple If you’re turning 65 or already on Medicare, you’ve probably heard warnings about “missing the deadline.” The truth is, Medicare deadlines can be confusing, and the penalties for missing them can last a lifetime. Key Takeaways That’s where Senior Benefit Services steps in. For more than 40 years, our advisors […]

Yes, you can definitely switch Medicare plans without losing coverage. However, you need to know the correct enrollment windows and follow the right process so you can avoid costly penalties. Key Takeaways:  If you’re concerned about changing Medicare plans without losing coverage, you’re not alone. Each year, thousands of seniors will make costly mistakes during […]