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What is Medicare & How Do I Get Started

Senior Benefit Services is a leader in providing plans designed for today’s retirees and those about to retire. But more than that, we’re focused on understanding your needs and helping you find the right Medicare Supplemental or Medicare Advantage coverage at the best price. Medicare is confusing, but our goal is to Make Medicare Easy.

  • What is Medicare?

    The program was established in 1965 as a federal government program that offers health insurance if you are 65 or older, under 65 and received Social Security Disability Insurance or people who are under the age of 65 and have End-Stage-Renal Disease, also known as ESRD.

    A federal agency, known as CMS or (Centers for Medicare & Medicaid Services is who is responsible for running the program.

    Program benefits are being funded by Social Security and Medicare taxes that you pay on your income, from premiums that people pay who have Medicare and as part of the budget of the federal government.

  • Am I Eligible for Medicare?

    The program was established in 1965 as a federal government program that offers health insurance if you are 65 or older, under 65 and received Social Security Disability Insurance or people who are under the age of 65 and have End-Stage-Renal Disease, also known as ESRD.

  • Medicare Part A & B?

    The first part is Part A, which is your hospital insurance.

    Your hospital insurance will cover things like the cost of hospice, home health care, skilled nursing facility stays or even semi-private room for stays. Part A will also cover blood transfusions requiring more than 3 pints of blood.

    The next part of Medicare is going to be Part B, this part is responsible for your doctor’s visits.

    It is going to mainly be used for outpatient services that are considered to be medically necessary.

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    Testimonials

    What Our Customers
    Say About Us

    • Sharon Long avatarSharon Long

      Awesome the best didn't know where or how to start with medicare insurance thanks to Karen S. She's the best
      Nov 2024
    • Gary Schwartz avatarGary Schwartz

      Sharon Sass is phenomenal and amazing to work with. I highly recommend her and have. She can explain everything you need to understand about Medicare and plans and what she would recommend for you and...
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      Nov 2024
    • Lynn Mellott avatarLynn Mellott

      Love having Nicky she's one great lady and always gets us the best insurance rate possible. Hope she never retires.
      Nov 2024
    • Susan DeLaney avatarSusan DeLaney

      Amy was very knowledgeable and put me at ease dealing with the complications of health insurance.
      Nov 2024
    • Melissa Allen avatarMelissa Allen

      Sharon Sass has been wonderful working with my parents to navigate their insurance needs in their senior years. She couldn't be more responsive and knowledgeable.
      Nov 2024
    • Suse Leather avatarSuse Leather

      Mike B, a Senior Benefits agent in Hagerstown has made choosing a MC supplemental and Rx insurance a piece of cake... which gives me total piece of mind.
      Oct 2024
    • Timbrook Kia avatarTimbrook Kia

      Oct 2024
    • Daryl yost avatarDaryl yost

      Nicky is phenomenal,, She is like a daughter to us since we met her!
      Oct 2024
    • John Paire avatarJohn Paire

      Sharon is very knowledgeable and easy to work with finding my wife the best available plan
      Oct 2024
    • Terry Smith avatarTerry Smith

      Sharon Sass was so helpful to me, while trying to figure out what plan was best for me... And she did. I highly recommend speaking with her because she's made this part of my life so much easier, with...
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      Oct 2024