Senior Benefit Services is a leader in providing plans designed for today’s retirees and those about to retire. But more than that, we’re focused on understanding your needs and helping you find the right Medicare Supplemental or Medicare Advantage coverage at the best price. Medicare is confusing, but our goal is to Make Medicare Easy.
The program was established in 1965 as a federal government program that offers health insurance if you are 65 or older, under 65 and received Social Security Disability Insurance or people who are under the age of 65 and have End-Stage-Renal Disease, also known as ESRD.
A federal agency, known as CMS or (Centers for Medicare & Medicaid Services is who is responsible for running the program.
Program benefits are being funded by Social Security and Medicare taxes that you pay on your income, from premiums that people pay who have Medicare and as part of the budget of the federal government.
The program was established in 1965 as a federal government program that offers health insurance if you are 65 or older, under 65 and received Social Security Disability Insurance or people who are under the age of 65 and have End-Stage-Renal Disease, also known as ESRD.
The first part is Part A, which is your hospital insurance.
Your hospital insurance will cover things like the cost of hospice, home health care, skilled nursing facility stays or even semi-private room for stays. Part A will also cover blood transfusions requiring more than 3 pints of blood.
The next part of Medicare is going to be Part B, this part is responsible for your doctor’s visits.
It is going to mainly be used for outpatient services that are considered to be medically necessary.
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