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What is Medicare & How Do I Get Started

Senior Benefit Services is a leader in providing plans designed for today’s retirees and those about to retire. But more than that, we’re focused on understanding your needs and helping you find the right Medicare Supplemental or Medicare Advantage coverage at the best price. Medicare is confusing, but our goal is to Make Medicare Easy.

  • What is Medicare?

    The program was established in 1965 as a federal government program that offers health insurance if you are 65 or older, under 65 and received Social Security Disability Insurance or people who are under the age of 65 and have End-Stage-Renal Disease, also known as ESRD.

    A federal agency, known as CMS or (Centers for Medicare & Medicaid Services is who is responsible for running the program.

    Program benefits are being funded by Social Security and Medicare taxes that you pay on your income, from premiums that people pay who have Medicare and as part of the budget of the federal government.

  • Am I Eligible for Medicare?

    The program was established in 1965 as a federal government program that offers health insurance if you are 65 or older, under 65 and received Social Security Disability Insurance or people who are under the age of 65 and have End-Stage-Renal Disease, also known as ESRD.

  • Medicare Part A & B?

    The first part is Part A, which is your hospital insurance.

    Your hospital insurance will cover things like the cost of hospice, home health care, skilled nursing facility stays or even semi-private room for stays. Part A will also cover blood transfusions requiring more than 3 pints of blood.

    The next part of Medicare is going to be Part B, this part is responsible for your doctor’s visits.

    It is going to mainly be used for outpatient services that are considered to be medically necessary.

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    What Our Customers
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    • Perry Stair avatarPerry Stair

      I am very pleased with my meeting with John. I appreciate all of his help!!
      Oct 2024
    • Wreatha Wageley avatarWreatha Wageley

      Very good and helpfully
      Oct 2024
    • Corey Berkey avatarCorey Berkey

      Cristal was extremely knowledgeable and honest and open with suggestions.
      Sep 2024
    • Christina Sandman avatarChristina Sandman

      Kayla, is a very professional, knowledgeable and caring lady. It was a pleasure to meet her to go over my retirement. Throughout this overwhelming process, to have Kayla, definitely made a huge differ...
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      Sep 2024
    • Rebecca Briggs avatarRebecca Briggs

      Kachele of Senior Benefit Services has been very helpful in finding the best Medicare Supplemental insurance for me.
      Sep 2024
    • treborryt avatartreborryt

      Ms Sunderson was very thorough and knowledgeable. She was able to answer most of our questions directly and followed up with answers when some research was required. I would recommend the Thurmont off...
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      Sep 2024
    • Sue Brant avatarSue Brant

      Senior Benefits is a great resource to help senior citizens make decisions regarding their supplemental insurance. I am very satisfied and thank John B. for his advice and guidance to help me find an ...
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      Sep 2024
    • Sam Rhudy avatarSam Rhudy

      Nichole helped us to narrow down what Medicare supplement we needed by asking all the right questions. She supplied the information needed for us to decide on which plan was best for us. We got the ...
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      Sep 2024
    • brenda tomlinson avatarbrenda tomlinson

      very helpful and not pushy .
      Aug 2024
    • Kathi Purks avatarKathi Purks

      I spoke with PHYLLIS a few times she gave me all of my options. Was not pushy for me to make a decision which I truly appreciate it We set up another time to talk and in about 30 minutes I was sign...
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      Aug 2024