About Our Advisors
As advisors specializing in the senior insurance market our advisors help retirees and their families make informed decisions regarding healthcare coverage. With the shifting political landscape, rising Medicare costs along with plan changes, and uncertainty about a constantly evolving healthcare system, retirees need expert advice more now than ever.
Our advice doesn’t end with healthcare. We analyze the most important elements of our client’s financial affairs, from senior insurance coverage options to income planning, from asset protection to wealth transfer, along with tax minimization strategies. Whether a client is considering retirement, or already there, our purpose is to exceed your expectations allowing you to confidently carry on building your life and legacy.
Click on an Advisor’s Name Below To Go Directly to Their Bio
Kachele Aleshire
Favorite quote: “Be the change that you wish to see in the world.” ― Mahatma Gandhi
What is something within the healthcare industry you want to fix? I am an active advocate for the American Diabetes Association who wants insulin to be more affordable and accessible for everyone. I’m proud to support the Insulin Price Reduction Act which will help reduce costs by providing incentives for manufacturers to revert to the 2006 prices.
What do you do at Senior Benefit Services, Inc.? I develop highly personalized relationships with all of my clients taking great pride in reducing the amount of confusion and information regarding Medicare rights and entitlements. Being easily accessible to my clients is a top priority.
What are your industry credentials? I have been a licensed insurance agent since 2013 specializing in the Long-Term Care market helping my clients protect their hard-earned assets.
What’s your background? I grew up in Funkstown, MD around the block from almost all of my relatives. Being raised in a very tight-knit family instilled in me a strong commitment to family values. As a child I enjoyed fishing, crayfish catching, tubing, and wading in the Antietam Creek with my brother and sisters.
What values drive you? Integrity and ethics are two values my parents instilled in me from a young age. Author C.S. Lewis said it best, “Integrity is doing the right thing, even when no one is watching”. I am fulfilled when my clients remind me of the ways that I have helped their families.
What activities do you enjoy doing when not at work? I have a profound love for music; it is comforting to the soul! I play the guitar, although I’ve got so much more to learn. Puzzles??? I love all kinds from crosswords, jigsaws or sudoku. I’m naturally curious researching just about anything. Since I was a child I have always wondered about the sky and stars, staring and watching celestial events like meteor showers, super-moons and eclipses. I also love animals especially my three cats and three dogs. And, finally my faith guides me and my family each day.
Click Here to Connect with Kachele on LinkedIn
John Bako
Favorite quote: “The will to win is important, but the will to prepare is vital.” Joe Paterno
What is something within the healthcare industry you want to fix? After helping my aging parents and my in-laws navigate similar decisions for years I am confident I can assist my clients who have the same questions as they did. Turning 65 can be a confusing and difficult time and the information regarding healthcare options is absolutely overwhelming. It is my goal to help clients find clarity and peace of mind allowing them to live out their retirement years in confidence.
What are your industry credentials? My Chemical Engineering degree gave me the ability to solve problems and my MBA gave me the knowledge to understand financial situations. The ongoing research and study required to stay relevant in this industry in combination with those advanced degrees guides the advice I impart to each of my clients.
What’s your background? I spent 28 years as a Chemical Engineer and a Purchasing Manager at Westvaco/Mead/Verso before changing careers and partnering with Senior Benefit Services. I grew up in Johnstown, PA and have degrees from Penn State University and Frostburg State University.
What values drive you? The most important value in life is honesty. It is important to be clear and transparent when discussing a client’s needs, options, and potential outcomes. Sometimes advising client’s to doing nothing is the best advice I can give.
What activities do you enjoy doing when not at work? In the fall, my family spends Saturdays at Penn State Football games. The rest of my time is spent supporting my two daughters (Cara and Jillian) in music, basketball, cross country, and tennis. We also enjoy bike riding, swimming, hiking and camp fires at home.
Michael Barnes
Favorite quote: “Give them quality. That’s the best kind of advertising.” – Milton S. Hershey
What is something within the healthcare industry you want to fix? I would like to see the Medicare advantage commercials that are on TV present more accurate information. I think it would benefit the consumer if insurance carriers would do more specific local advertising rather than the national commercial “one size fits all“ type of marketing.
What are your industry credentials? I have been in the insurance industry for 21 years specializing in the senior health insurance market and retirement income planning. The previous 12 years were spent in the medical field as a respiratory therapist.
What do I like about working for Senior Benefit Services Inc?Senior Benefit Services Inc’s provides it’s agents with a deep lineup of carriers, products, and service to satisfy my client’s needs. From Medicare Supplements, Life Insurance or Retirement Income Planning, Senior Benefit Services Inc., gives me access to over 75 insurance carriers.
What’s your background? I grew up in Hagerstown Maryland and been a lifelong resident, attending Milton Hershey School in Hershey, Pennsylvania for high school. I attended the University of Maryland College Park, and have an Associates Degree from California College of Health Sciences San Diego as a Respiratory Care Practitioner. In the community I have sat on various non-profit boards. Currently, I am the longest sitting member and current board president of the Hagerstown Community Free Clinic; serving for over 18 years.
What values drive you? An enduring work ethic is what drives me. The satisfaction of knowing I can help clients with health challenges, the thank you cards that I get from my clients. Most important when client’s refer friends and family members, it reinforces the good I am doing for people. It has also been very rewarding serving multiple generations of families and clients, something I never anticipated when I entered this business.
What activities do you enjoy doing when not at work? When I’m not working I enjoy traveling the country and the world. I enjoy gardening also canning, but most important I enjoy spending time with my family. I’m an avid hunter and enjoy fishing, biking and golfing (very poorly) and I love cooking and grilling for my family and friends.
Click Here to Connect with Michael on LinkedIn
Christal Block
Favorite Quote: ““If you are going through hell, keep going.” – Winston Churchill
What is something within the healthcare industry you want to fix? Dealing with the stress and anxiety of retirement can be overwhelming and exhausting stealing the joy out of life’s most anticipated time. The retirement planning puzzle needs to be built thoughtfully and strategically. Each individual’s puzzle is different and so I work very hard to help answer the tough Medicare, supplemental benefits, and retirement income questions that work for a lifetime.
What are your industry credentials? I entered the financial services industry 25 years ago working in the marketing department for a regional brokerage firm. My experience evolved over time leading to sales and management positions in the life and health insurance sector. Additionally, my background includes mortgage lending and retirement sales within banking institutions.
What’s your background? I was raised in small town Pennsylvania where I attended a private Catholic school eventually settling in Maryland while attending college for degree in nursing.
What values drive you? I derive my faith from a higher power, the constitution, the foundation of family, diversity, and the freedom of choice.
What activities do you enjoy doing when not at work? When I am not at work I enjoy time spent with family and many outdoor activities including fishing and hiking. I commit many hours volunteering with Christian and community organizations and as an ordained minister a favorite activity is officiating weddings!
Click Here to Connect with Christal on LinkedIn
Shawn Graff
Favorite quote: “When you fail to plan, you plan to fail.” – Benjamin Franklin
What is something within the healthcare industry you want to fix? The cost of medications for seniors is exorbitant and for those with diabetes and other chronic illnesses, getting the best drug coverage each year is major issue. I help my clients work through those specific challenges using exhaustive research and study about the plans and coverages that work best for their situation.
What are your industry credentials? In my previous career as a paralegal I learned to study and investigate cases. This instilled in me a great attention to detail and preparation. Additionally, working in the criminal division taught that considering various perspectives is a key component to fully understanding individual situations.
What’s your background? I had a very simple upbringing in Cascade, MD. My family did not have a lot but I certainly never felt lesser for it; always food on the table, clothes on our back, and a great many friends with which to explore and play. At the age of 20 I took a big step towards adulthood going to work for a criminal defense attorney in Frederick, finally making the change to Senior Benefit Services in 2009.
What values drive you? My father always reminded me that “work never killed anyone but it will build character”. My 15-year old self hated hearing that as I was helping him lay brick! But today, I realize that hard work, persistence, and honesty are what he was really teaching. Each day I need to feel productive and helpful or things just don’t feel right with the world.
What activities do you enjoy doing when not at work? I enjoy anything outdoors except… pulling weeds. I begin each day with a morning run. I love experimenting with new recipes and eating healthy foods! I have two teenage boys who no longer think I’m fun to hang out with, so, I decided to get two dogs. Both love hanging out with me especially when there’s food around… kind of like the teenage boys.
Click Here to Connect with Shawn on LinkedIn
Nicole Hardy
Favorite quote: “The question isn’t who is going to let me; its who is going to stop me” -Ayn Rand
What is something within the healthcare industry you want to fix? It is important to me to change the perception of industry professionals. I am comforted by the close personal connections I have with my clients who know they can call on at any time for any reason.
What are your industry credentials? I have had my life and health licenses since 2017. My initial start in the Senior Market started with a nationally known corporation until my switch to Senior Benefit Services, Inc. in 2019. I made this career change when I learned that my grandmother had been over charged by her agent for nearly 40 years. I challenge myself daily to ensure that my clients never have to endure this kind of situation.
What’s your background? Selling is in my blood! At 16 years of age The Baltimore Sun Paper hired me as a door to door salesman helping me to earn college savings bonds. In March of 2003 I started an in-home own daycare business all the while working in network marketing and direct sales. Each presented different challenges but along the way I learned how much I love helping and engaging people.
What values drive you? I grew up just outside of Baltimore City at a time when the community was very close knit. Life was so much simpler back then! The life lessons I learned from those days; perseverance, community, and commitment have defined who I am today and are the cornerstone of the lessons I have passed on to my own children.
What activities do you enjoy doing when not at work? My family is my priority and is my favorite thing to do outside of work. I have been married for close to 20 years and have three kids, two grandchildren. During the summer months we go camping just about every weekend enjoying bonfires, smores, and the outdoors. We also enjoy the beach opting for destinations in the south and Caribbean during the winter months.
Kayla Cox
Favorite quote: “Life isn’t about waiting for the storm to pass…It’s about learning to dance in the rain.” -Vivian Greene
What is something within the healthcare industry you want to fix? It became clear to me that one question always plagued the community,” Will my insurance cover that ?”. After watching people make tough choices about medication or deny medical treatment because of cost, I have made it my mission to educate and empower people about insurance. Through education clients can be sure they have coverage and allows them a peace of mind.
What are your industry credentials? In college, I received my LPN nursing certificate. Working in long term care facilities and later working in the home care setting, I always bonded with my clients and their families. I became a licensed agent after working hand in hand with my clients to ensure the best care possible. Often times a misunderstanding about coverage would prevent treatment or cause stress about affordability. I now strive to make sure that my clients not only feel that they are offered the best possible products but also know the ins and outs of their own policies.
What’s your background? I was born and raised in Maryland. My family, being very close knit, I learned that the world is a much better place when we all help each other. I was blessed to be able to learn from my great- grandparents and grandparents. They taught me that if you are listening closely each moment in life offers you a chance to give, teach or learn.
What values drive you? I believe that hard work and perseverance set a building block for success in life but without compassion for others and patients nothing can be achieved. A strong moral compass guides me in all of my decision making.
What activities do you enjoy doing when not at work? When I am not working, I am usually with my family and children. We enjoy exploring our community which often includes something outdoors. We own a backyard flock of chickens that keep us on our toes. When inside, music from all generations usually fills my home. I own radios, record players, and even a juke box. I often am found enjoying live music. Most importantly, teaching my children how to dance in the rain.
Phyllis Nizer
Favorite quote: “Every morning we are born again. What we do today is what matters most” – Buddha
What is something within the healthcare industry you want to fix? Although I believe that Medicare is a great program prescription drugs must be affordable to all. I would also like to see The Centers for Medicare and Medicaid Services be more proactive advising people of the timeline for coverage.
What are your industry credentials? I have been in the health care industry over 10 years and am appointed with all the major health insurance carriers. I truly love my clients and career.
What’s your background? I started working behind the candy counter at G.C. Murphy at the age of 15 and have been in sales ever since. I have sold everything from hydraulic hoses, fittings, pumps, and motors, to owning a floor covering store. However, my greatest accomplishment has been raising my granddaughter from the age of three and is now a nursing student at Hood College.
What values drive you? I grew up in a small community in Eastern Baltimore County. Nearly all the residents worked at Bethlehem Steel or General Motors. Hillary Clinton once said, “it takes a village to raise a child” and that’s just how my neighborhood operated. Being accountable to the community from such a young age taught me respect for both home and community.
What activities do you enjoy doing when not at work? I enjoy family time and sharing meals with the people I love and cherish the most. I am naturally curious and make time to travel to new sights, taking on new experiences and learning new things. I do not consider my job to be work as it’s greatest benefit is meeting new people every day sharing life’s greatest gift, time.
Sharon Sass
Favorite quote: “Whether you think you can or think you can’t, you’re right.”— Henry Ford
What is something within the healthcare industry you want to fix? For some, the excitement of retirement quickly turns into confusion and frustration. Navigating Medicare is not easy as seniors are bombarded with misleading mail and media that makes it even more difficult to understand. My top priority is helping my clients understand Medicare benefits and options while reducing confusion and anxiety.
What are your industry credentials? I have spent many years in the hospitality industry, where I focused on customer care and service. My strong background in the service sector has given me the ability to transition to a lifetime career specializing in senior products. In 2017, after helping my own parents navigate through Medicare options, I recognized I would be an excellent fit for the Senior Insurance Market.
What’s your background? I was raised in a small rural town in NW New Jersey. I have four sisters and two brothers which made for a very fun, but large and noisy family. I truly loved spending time with my beloved aunts and grandparents enjoying their stories of simpler times.
What values drive you? All of my relationships, professional or personal are built on trust, honesty and compassion with my work ethic being an extension of these values. Each client has different individual needs and concerns that are important to me and I always put their priorities first.
What activities do you enjoy doing when not at work? I enjoy spending my free time with my husband and two teenage daughters. On the weekends we love to hike, camp, swim and kayak. We also take family trips to the beach every chance we get including the occasional visit with family and friends in Florida. I love animals, especially our kitten Ollie who runs the show at our house these days!
Jacob Shade
Favorite quote: “Someone’s sitting in the shade today because someone planted a tree a long time ago.” Warren Buffett
What is something within the healthcare industry you want to fix? There is so much misinformation from less than reputable sources when it comes to the Senior Healthcare industry. My focus is to create a custom solution for each unique situation making the process easy to understand while educating clients on their options and solutions.
What are your industry credentials? We are a well-known name in the community and a local resource for those who prefer a very personal experience. I think that will always set us apart. This part of the relationship is especially important as we navigate the complex details of Medicare planning.
What’s your background? I’ve been in the insurance industry since 2015 partnering with Senior Benefit Services in 2017. I have both a Bachelor’s and Master’s Degree from the University of Maryland College Park.
What values drive you? I treat every client the way I would want my family or friends to be treated. Each client deserves the peace of mind that comes only from a personal approach and time spent getting to know our client’s families.
What activities do you enjoy doing when not at work? Outside of work I enjoy running, biking, tennis, travel, reading history and the Wall Street Journal, researching investments, and all things outdoors. I’m an avid fan of everything Washington Redskins, Maryland Terrapins, and Rock n’ Roll!
Click Here to Connect with Jacob on LinkedIn
Kathy Shoemaker
Favorite quote: “Faith consists in believing when it is beyond the power of reason to believe.” – Voltaire
What is something within the healthcare industry you want to fix? Not all professionals or even family members, act in the best interest of others. I am always going to do what benefits my clients first working to protect them as best I can.
What are your industry credentials? I have spent the better part of my working life in the healthcare industry with experience as a flight medic and in cardiac care. Additionally, my son was born at 25 weeks with chronic health impairments. These experiences have reminded me that people’s lives can change in the blink of an eye and eventually at the urging of my sister I decided I could help others protect their families.
What’s your background? I grew up in Kensington, MD in a neighborhood that was filled with sports, lifelong friends, love, and lots of laughter. Prior to Senior Benefit Services, Inc., I ran a cardiac center and was a partner in an independently owned a cardiac monitoring practice.
What values drive you? I am a true humanitarian, philanthropist, and environmental nerd. Be it an animal, human or our planet, I believe in always doing right by “them”; always understanding human values and various situations. I believe in and demand responsible business practices at all times.
What activities do you enjoy doing when not at work? I am an animal rights supporter and keep busy by supporting organizations who raise awareness for domestic animals and for wildlife and aquatic creatures. I am an avid scuba diver and adrenaline junky that truly cannot get enough of the outdoors. Traveling unknown territory, continually researching, ferociously reading, music and film are just a few of my pleasures in life. Recently, I have become a MasterChef, yet, and I hate to cook!
Click Here to Connect with Kathy on LinkedIn
Karen Simundson
Favorite quote: “On matters of style, swim with the current, on matters of principle, stand like a rock” —Thomas Jefferson
What is something within the healthcare industry you want to fix? Our industry is littered with misleading mail, email and commercials. The result is that the consumer makes decisions out of panic rather than understanding. I work very hard to reassure each client that I am working in their best interest by explaining all available options and then turning over to them the decision-making power.
What are your industry credentials? I have a BS in Accounting with a minor in Finance from Mt St Mary’s University. The decisions I help my clients make are financial rather than emotional based. Having been a licensed agent for 20 years has given me a lot of experience. I’m an avid reader and researcher of our industry, it’s products and trends helping me to stay current and take more enjoyment from the business.
What’s your background? I grew up in Kensington MD. Great neighborhood then and now; many of my childhood friends still live there. There was a swim club where kids of all ages played and the families got to know each other in what was and still is a very close community. Still being friends with kids from when I was 5 is pretty cool.
What values drive you? Always doing my best and giving my all to my clients. Everyone has a different situation and story. This is not a one size fits all/one stop shop kind of business. I love putting together a plan that works and hearing my client’s children tell me how much their parents love and depend on me; that I’ve never steered them wrong.
What activities do you enjoy doing when not at work? In my spare time I am very active in veterans’ organizations. My husband is retired Navy so supporting veterans is something we both enjoy. We are very active volunteering and fundraising for many different causes. I also love to cook and entertain trying out new ideas out on my guests. When possible I enjoy traveling seeing new sights and experiencing different cultures.
Click Here to Connect with Karen on LinkedIn
Fay Slaughter
Favorite quote: “You know all those things you want to do some day? Do them now” – Anonymous
What is something within the healthcare industry you want to fix? I would love to see faster turnaround times in underwriting and more communications from companies about rate and application changes.
What are your industry credentials? I have worked in the insurance industry for 36 years, I have been a trainer, manager, benefit coordinator, and most recently sales.
What’s your background? I grew up in a small town where everybody knew everybody and families took care of other. I had a wonderful childhood with many relationships continuing to this day.
What values drive you? I believe in helping seniors protect themselves with the right insurance products that fit their individual needs.
What activities do you enjoy doing when not at work? In my spare time I enjoy hunting, fishing, and gardening. Mostly though I count the time I have with my grandsons as a true blessing.
Click Here to Connect with Fay on LinkedIn
Andrew Thomas
Favorite quote: “The minute you get away from fundamentals – whether its proper technique, work ethic or mental preparation- the bottom can fall out of your game, your schoolwork, your job, whatever you’re doing.” – Michael Jordan
What is something within the healthcare industry you want to fix? I would love to see the Social Security Administration communicate better with people regarding Medicare especially when it comes to understanding Parts A and B as many people are still working beyond age 65 and need to understand specifically when to enroll. Also, when it comes to part D there is a great deal of confusion from people approaching Medicare eligibility and enrollment.
What are your industry credentials? I have been working in the Senior Market and retirement planning for 28 years and truly enjoy helping clients manage their healthcare plans. Over the years I have learned so much about this profession and I work constantly to stay current with the changes and challenges with my client’s needs and goals always in mind.
What’s your background? I grew up in Hagerstown, Maryland and hold a BS in Math Education from Shippensburg University. I taught High School math in North Carolina before entering the financial services industry. You can turn Medicare into Rocket Science if you choose, but that’s not my approach. I take great pride in simplifying the specifics of Medicare putting them in layman’s terms for the benefit of my clients.
What values drive you? Honesty and integrity are the two values that drive my work each day. I work very hard to take care of my clients responding to texts, emails, and voicemails as quickly as possible.
What activities do you enjoy doing when not at work? In my spare time I love being outdoors; golfing, running, gardening, and relaxing on the deck of our home with my wife and kids have made for the best memories. I also enjoy dining out with family and friends and the church is an also integral part of my life.
Click Here to Connect with Andrew on LinkedIn
Andrea Myers
Favorite quote: “To give anything less than your best, is to sacrifice the gift.” – Steve Prefontaine
What is something within the healthcare industry you want to fix? It would be nice to change the misstatement of facts in Medicare advertising. There are so many confusing advertisements in the market, making it challenging for retirees to navigate the process.
What are your industry credentials? Having worked in sales for 15+ years, I love working with people to find a solution to their needs.
What’s your background? I grew up in Garrett County and started working in the restaurant industry shortly before my 14th birthday. I have a Bachelor’s Degree from Frostburg State University and worked in sales for a majority of my career.
What values drive you? I believe in working hard and being honest. These traits lead to ethical outcomes.
What activities do you enjoy doing when not at work? When I am not working, I enjoy spending time with my family, friends, and pups. I love to be outside running, biking, hiking, skiing, or hanging out on the water.