Advisors

Favorite quote: “The minute you get away from fundamentals – whether its proper technique, work ethic or mental preparation- the bottom can fall out of your game, your schoolwork, your job, whatever you’re doing.” – Michael Jordan

What aspect of the healthcare industry do you want to fix? I would love to see the Social Security Administration communicate better with people regarding Medicare especially when it comes to understanding Parts A and B as many people are still working beyond age 65 and need to understand specifically when to enroll. Also, when it comes to Part D there is a great deal of confusion from people approaching Medicare eligibility and enrollment.

What are your industry credentials? I have been working in the Senior Market and retirement planning since 1992 and truly enjoy helping clients manage their healthcare plans. Over the years I have learned so much about this profession and I work constantly to stay current with the changes and challenges with my client’s needs and goals always in mind.

What’s your background? I grew up in Hagerstown, Maryland, and hold a BS in Math Education from Shippensburg University. I taught High School math in North Carolina before entering the financial services industry. You can turn Medicare into Rocket Science if you choose, but that’s not my approach. I take great pride in simplifying the specifics of Medicare putting them in layman’s terms for the benefit of my clients.

What values drive you? Honesty and integrity are the two values that drive my work each day. I work very hard to take care of my clients responding to texts, emails, and voicemails as quickly as possible.

What activities do you enjoy doing when not at work? In my spare time, I love being outdoors; golfing, running, gardening, and relaxing on the deck of our home with my wife and kids have made for the best memories. I also enjoy dining out with family and friends and the church is an integral part of my life.

Favorite quote: “You know all those things you want to do someday? Do them now” – Anonymous

What aspect of the healthcare industry do you want to fix? I would love to see faster turnaround times in underwriting and more communications from companies about rate and application changes.

What are your industry credentials? I have worked in the insurance industry for 36 years, I have been a trainer, manager, benefit coordinator, and most recently sales.

What’s your background? I grew up in a small town where everybody knew everybody and families took care of each other. I had a wonderful childhood with many relationships continuing to this day.

What values drive you? I believe in helping seniors protect themselves with the right insurance products that fit their individual needs.

What activities do you enjoy doing when not at work? In my spare time, I enjoy hunting, fishing, and gardening. Mostly though I count the time I have with my grandsons as a true blessing.

Favorite quote: “Someone’s sitting in the shade today because someone planted a tree a long time ago.” Warren Buffett

What aspect of the healthcare industry do you want to fix? There is so much misinformation from less than reputable sources when it comes to the Senior Healthcare industry. My focus is to create a custom solution for each unique situation making the process easy to understand while educating clients on their options and solutions.

What are your industry credentials? We are a well-known name in the community and a local resource for those who prefer a very personal experience. I think that will always set us apart by being a local Maryland Medicare business. This part of the relationship is especially important as we navigate the complex details of Medicare planning.

What’s your background? I’ve been in the insurance industry since 2015 partnering with Senior Benefit Services in 2017. I have both a Bachelor’s and Master’s Degree from the University of Maryland College Park.

What values drive you? I treat every client the way I would want my family or friends to be treated. Each client deserves the peace of mind that comes only from a personal approach and time spent getting to know our client’s families.

What activities do you enjoy doing when not at work? Outside of work, I enjoy running, biking, tennis, travel, reading history and the Wall Street Journal, researching investments, and all things outdoors. I’m an avid fan of everything Washington Redskins, Maryland, and Terrapins, and Rock n’ Roll!

 

Favorite quote: “Give them quality. That’s the best kind of advertising.” – Milton S. Hershey

What aspect of the healthcare industry do you want to fix? I would like to see the Medicare Advantage commercials that are on TV present more accurate information. I think it would benefit the consumer if insurance carriers would do more specific local advertising rather than the national commercial “one size fits all“ type of marketing.

What are your industry credentials? I have been in the insurance industry since 1999 specializing in the senior health insurance market and retirement income planning. The previous 12 years were spent in the medical field as a respiratory therapist.

What do I like about working for Senior Benefit Services Inc.? Senior Benefit Services Inc. provides its agents with a deep lineup of carriers, products, and services to satisfy my client’s needs. From Medicare Supplements, Life Insurance or Retirement Income Planning, Senior Benefit Services Inc., gives me access to over 75 insurance carriers.

What’s your background? I grew up in Hagerstown Maryland and have been a lifelong resident, attending Milton Hershey School in Hershey, Pennsylvania for high school.  I attended the University of Maryland College Park, and have an Associates Degree from California College of Health Sciences San Diego as a Respiratory Care Practitioner. In the community, I have sat on various non-profit boards. Currently, I am the longest sitting member and current board president of the Hagerstown Community Free Clinic; serving for over 18 years.

What values drive you? An enduring work ethic is what drives me. The satisfaction of knowing I can help clients with health challenges, the thank you cards that I get from my clients. Most important when clients refer friends and family members, it reinforces the good I am doing for people. It has also been very rewarding serving multiple generations of families and clients, something I never anticipated when I entered this business.

What activities do you enjoy doing when not at work? When I’m not working I enjoy traveling the country and the world. I enjoy gardening also canning, but most importantly I enjoy spending time with my family. I’m an avid hunter and enjoy fishing, biking, and golfing (very poorly) and I love cooking and grilling for my family and friends.

Favorite quote: “Life isn’t about waiting for the storm to pass…It’s about learning to dance in the rain.” -Vivian Greene

What aspect of the healthcare industry do you want to fix? It became clear to me that one question always plagued the community,” Will my insurance cover that ?”. After watching people make tough choices about medication or deny medical treatment because of cost, I have made it my mission to educate and empower people about insurance. Through education, clients can be sure they have coverage, and this allows them peace of mind.

What are your industry credentials? In college, I received my LPN nursing certificate. Working in long-term care facilities and later working in the home care setting, I always bonded with my clients and their families. I became a licensed agent after working hand-in-hand with my clients to ensure the best care possible. Often a misunderstanding about coverage would prevent treatment or cause stress about affordability. I now strive to make sure that my clients not only feel that they are offered the best possible products but also know the ins and outs of their policies.

What’s your background? I was born and raised in Maryland. My family is very close-knit, I learned that the world is a much better place when we all help each other.  I was blessed to be able to learn from my great-grandparents and grandparents. They taught me that if you are listening closely each moment in life offers you a chance to give, teach or learn.

What values drive you? I believe that hard work and perseverance set a building block for success in life but without compassion for others and patients, nothing can be achieved. A strong moral compass guides me in all of my decision-making.

What activities do you enjoy doing when not at work? When I am not working, I am usually with my family and children. We enjoy exploring our community which often includes something outdoors. We own a backyard flock of chickens that keep us on our toes. When inside, music from all generations usually fills my home. I own radios, record players, and even a jukebox. I often am found enjoying live music. Most importantly, teaching my children how to dance in the rain.

Favorite quote: “When you fail to plan, you plan to fail.” – Benjamin Franklin

What aspect of the healthcare industry do you want to fix? The cost of medications for seniors is exorbitant and for those with diabetes and other chronic illnesses, getting the best drug coverage each year is a major issue. I help my clients work through those specific challenges using exhaustive research and study about the plans and coverages that work best for their situation.

What are your industry credentials? In my previous career as a paralegal, I learned to study and investigate cases. This instilled in me a great attention to detail and preparation. Additionally, working in the criminal division taught me that considering various perspectives is a key component to fully understanding individual situations.

What’s your background? I had a very simple upbringing in Cascade, MD. My family did not have a lot but I certainly never felt lesser for it; always food on the table, clothes on our backs, and a great many friends with which to explore and play. At the age of 20, I took a big step towards adulthood going to work for a criminal defense attorney in Frederick, finally making the change to Senior Benefit Services in 2009.

What values drive you? My father always reminded me that “work never killed anyone but it will build character”. My 15-year-old self hated hearing that as I was helping him lay bricks! But today, I realize that hard work, persistence, and honesty are what he was teaching. Each day I need to feel productive and helpful or things just don’t feel right with the world.

What activities do you enjoy doing when not at work? I enjoy anything outdoors except… pulling weeds. I begin each day with a morning run. I love experimenting with new recipes and eating healthy foods! I have two teenage boys who no longer think I’m fun to hang out with, so, I decided to get two dogs. Both love hanging out with me especially when there’s food around… kind of like the teenage boys.