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What is Medicare & How Do I Get Started

Senior Benefit Services is a leader in providing plans designed for today’s retirees and those about to retire. But more than that, we’re focused on understanding your needs and helping you find the right Medicare Supplemental or Medicare Advantage coverage at the best price. Medicare is confusing, but our goal is to Make Medicare Easy.

  • What is Medicare?

    The program was established in 1965 as a federal government program that offers health insurance if you are 65 or older, under 65 and received Social Security Disability Insurance or people who are under the age of 65 and have End-Stage-Renal Disease, also known as ESRD.

    A federal agency, known as CMS or (Centers for Medicare & Medicaid Services is who is responsible for running the program.

    Program benefits are being funded by Social Security and Medicare taxes that you pay on your income, from premiums that people pay who have Medicare and as part of the budget of the federal government.

  • Am I Eligible for Medicare?

    The program was established in 1965 as a federal government program that offers health insurance if you are 65 or older, under 65 and received Social Security Disability Insurance or people who are under the age of 65 and have End-Stage-Renal Disease, also known as ESRD.

  • Medicare Part A & B?

    The first part is Part A, which is your hospital insurance.

    Your hospital insurance will cover things like the cost of hospice, home health care, skilled nursing facility stays or even semi-private room for stays. Part A will also cover blood transfusions requiring more than 3 pints of blood.

    The next part of Medicare is going to be Part B, this part is responsible for your doctor’s visits.

    It is going to mainly be used for outpatient services that are considered to be medically necessary.

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    Testimonials

    What Our Customers
    Say About Us

    • Eli Hall avatarEli Hall

      Sharon Sass made the process of selection smooth and easy. Very knowledgeable and professional.
      Jul 2025
    • Mary Llewellyn avatarMary Llewellyn

      Andy Thomas was wonderful, he was very helpful and professional and I would recommend him to anyone. Very nice person
      Jul 2025
    • Keith Beeler avatarKeith Beeler

      Jake Shade made the Medicare supplement selection fast and easy with his knowledge and experience in the selection process.
      Jul 2025
    • Beatrice Morgan avatarBeatrice Morgan

      My advisor is very knowledgeable and very good at her job. She answered all of my questions. And she made me feel like we had known each other for a long time. Thank you Andi
      Jul 2025
    • Melanie Cox avatarMelanie Cox

      Karen is the best! I knew absolutely nothing about senior benefits, and Medicare. She took me through it all and got me great care. Karen is now my best friend
      Jul 2025
    • EDWARD COCKRUM avatarEDWARD COCKRUM

      Andie is a great individual. Very personable and knowledgeable. She help us navigate the retirement insurance option process which can be daunting to say the least. I strongly recommend Senior Benef...
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      Jul 2025
    • Matthew Thompson avatarMatthew Thompson

      I recently called Senior Benefit Services in Hagerstown on behalf of my 63-year-old Mother who needed insurance guidance before Medicare eligibility. The team there was exceptional! David Jones thorou...
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      Jun 2025
    • Diane Kapinos avatarDiane Kapinos

      Sharon Sass was highly recommended from my sister & brother-in-law who both rely on Sharon’s expertise. Sharon is knowledgable of current senior laws, medical information, drug plans and all to do ...
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      Jun 2025
    • Mark Day avatarMark Day

      Sharon brings a wealth of knowledge to understanding social security benefits, so that her clients can make well informed decisions and maximize their benefits. Her knowledge and patience make her a p...
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      Jun 2025
    • Kyle Thompson avatarKyle Thompson

      I recently called Senior Benefit Services in Hagerstown on behalf of my 63-year-old Mother who needed insurance guidance before Medicare eligibility. The team there was exceptional! David Jones thorou...
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      Jun 2025