General Questions
- What is Medicare?
The program was established in 1965 as a federal government program that offers health insurance if you are 65 or older, under 65 and received Social Security Disability Insurance or people who are under the age of 65 and have End-Stage-Renal Disease, also known as ESRD.
A federal agency, known as CMS or (Centers for Medicare & Medicaid Services is who is responsible for running the program.
Program benefits are being funded by Social Security and Medicare taxes that you pay on your income, from premiums that people pay who have Medicare and as part of the budget of the federal government.
- Am I Eligible for Medicare?
The program was established in 1965 as a federal government program that offers health insurance if you are 65 or older, under 65 and received Social Security Disability Insurance or people who are under the age of 65 and have End-Stage-Renal Disease, also known as ESRD.
- Medicare Part A and B?
The first part is Part A, which is your hospital insurance.
Your hospital insurance will cover things like the cost of hospice, home health care, skilled nursing facility stays or even semi-private room for stays. Part A will also cover blood transfusions requiring more than 3 pints of blood.
The next part of Medicare is going to be Part B, this part is responsible for your doctor’s visits.
It is going to mainly be used for outpatient services that are considered to be medically necessary.
- Is This Covered By Medicare?
We are always asked the following question, “Will Medicare cover [insert procedure here]?”
The easiest way to find this out is to visit the Medicare.gov website and visit the section Your Medicare Coverage where you can simply type in the test, item, service, or procedure.
